RewardsAI
Maximize your points

American Express Platinum Charge Card — Rewards, Fees & Value

American Express · amex · super premium

Best reward rate
3%
Annual fee
₹66,000
Type
Reward points
Point value (best)
₹1.2

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.

Dining & food delivery3%
Online shopping3%
Travel & flights3%
Groceries3%
Utilities & bills3%

Transfer partners

Points can transfer to: singapore airlines krisflyer, air india flying returns, taj innercircle, marriott bonvoy.

Key benefits

See what this card is worth for your spending

Calculate your exact points value, or let the Card Finder check whether the Platinum Charge belongs in your stack.

Open the calculatorBuild my card stack

FAQs

What is the reward rate on the Platinum Charge credit card?

The American Express Platinum Charge Card earns up to 3% effective value on dining & food delivery and 3% on online shopping. Its base rate is about 3%.

What is the annual fee of the Platinum Charge?

The Platinum Charge has an annual fee of ₹66,000.

What is one Platinum Charge reward point worth?

On the Platinum Charge, one point is worth up to about ₹1.2 via its best redemption, or around ₹0.25 as cashback.

Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with American Express.