RewardsAI
Maximize your points

American Express Platinum Travel Credit Card — Rewards, Fees & Value

American Express · amex · premium

Best reward rate
4.5%
Annual fee
₹5,000
Type
Reward points
Point value (best)
₹0.9

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.

Travel & flights4.5%
Dining & food delivery3.6%
Online shopping1.8%
Groceries1.8%
Utilities & bills1.8%

Transfer partners

Points can transfer to: air india flying returns, singapore airlines krisflyer, taj innercircle, marriott bonvoy.

Key benefits

See what this card is worth for your spending

Calculate your exact points value, or let the Card Finder check whether the Platinum Travel belongs in your stack.

Open the calculatorBuild my card stack

FAQs

What is the reward rate on the Platinum Travel credit card?

The American Express Platinum Travel Credit Card earns up to 4.5% effective value on travel & flights and 3.6% on dining & food delivery. Its base rate is about 1.8%.

What is the annual fee of the Platinum Travel?

The Platinum Travel has an annual fee of ₹5,000.

What is one Platinum Travel reward point worth?

On the Platinum Travel, one point is worth up to about ₹0.9 via its best redemption, or around ₹0.25 as cashback.

Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with American Express.