AU Small Finance Bank LIT Credit Card — Rewards, Fees & Value
AU Small Finance Bank · visa · entry
Best reward rate
0.5%
Annual fee
₹499
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- Unique customisable benefit structure — choose from lounge, cashback, or travel benefits
- 2 pts/₹100 on all eligible spends
- Annual fee ₹499 (choose benefits based on your usage pattern)
- Welcome vouchers on activation
- 1% fuel surcharge waiver
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the LIT belongs in your stack.
FAQs
What is the reward rate on the LIT credit card?
The AU Small Finance Bank LIT Credit Card earns up to 0.5% effective value on dining & food delivery and 0.5% on online shopping. Its base rate is about 0.5%.
What is the annual fee of the LIT?
The LIT has an annual fee of ₹499.
What is one LIT reward point worth?
On the LIT, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with AU Small Finance Bank.