Axis Bank ACE Credit Card — Rewards, Fees & Value
Axis Bank · visa · mid
Best reward rate
5%
Annual fee
₹499
Type
Cashback
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.
Transfer partners
Points can transfer to: statement credit.
Key benefits
- 5% cashback on utility bills via Google Pay
- 4% cashback on Swiggy, Ola, Zomato
- 2% cashback on Amazon
- 1.5% on all other spends
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the ACE belongs in your stack.
FAQs
What is the reward rate on the ACE credit card?
The Axis Bank ACE Credit Card earns up to 5% effective value on utilities & bills and 4% on dining & food delivery. Its base rate is about 1.5%.
What is the annual fee of the ACE?
The ACE has an annual fee of ₹499, waived on annual spends of ₹2,00,000 or more.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Axis Bank.