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Axis Bank My Zone Credit Card — Rewards, Fees & Value

Axis Bank · visa · entry

Best reward rate
5%
Annual fee
₹500
Type
Cashback

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.

Dining & food delivery5%
Online shopping2%
Groceries2%
Travel & flights1%
Utilities & bills1%

Transfer partners

Points can transfer to: statement credit.

Key benefits

See what this card is worth for your spending

Calculate your exact points value, or let the Card Finder check whether the My Zone belongs in your stack.

Open the calculatorBuild my card stack

FAQs

What is the reward rate on the My Zone credit card?

The Axis Bank My Zone Credit Card earns up to 5% effective value on dining & food delivery and 2% on online shopping. Its base rate is about 1%.

What is the annual fee of the My Zone?

The My Zone has an annual fee of ₹500, waived on annual spends of ₹50,000 or more.

Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Axis Bank.