Axis Bank Reserve Credit Card — Rewards, Fees & Value
Axis Bank · visa · super premium
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Transfer partners
Points can transfer to: air india flying returns, marriott bonvoy, ihg one rewards.
Key benefits
- Unlimited international lounge access via DragonPass
- Taj InnerCircle Gold membership
- Unlimited golf rounds at partner courses
- Concierge service 24/7
- ₹5,000 annual travel voucher
Calculate your exact points value, or let the Card Finder check whether the Reserve belongs in your stack.
FAQs
The Axis Bank Reserve Credit Card earns up to 3% effective value on dining & food delivery and 3% on online shopping. Its base rate is about 3%.
The Reserve has an annual fee of ₹50,000.
On the Reserve, one point is worth up to about ₹0.4 via its best redemption, or around ₹0.2 as cashback.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Axis Bank.