BOBCARD Eterna Credit Card — Rewards, Fees & Value
BOBCARD · rupay · mid
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 15 pts/₹100 on online shopping, travel, dining, movies, international spends (cap 5,000 pts/cycle)
- 3 pts/₹100 on all other eligible spends
- 10,000 bonus pts on ₹50,000 spend in first 60 days
- 20,000 bonus pts on ₹5L annual spend
- Unlimited domestic lounge access (on ₹40,000/quarter spend)
- Buy 1 Get 1 movie ticket via District app (up to ₹250/month)
Calculate your exact points value, or let the Card Finder check whether the Eterna belongs in your stack.
FAQs
The BOBCARD Eterna Credit Card earns up to 3.8% effective value on dining & food delivery and 3.8% on online shopping. Its base rate is about 0.8%.
The Eterna has an annual fee of ₹2,499, waived on annual spends of ₹2,50,000 or more.
On the Eterna, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with BOBCARD.