BOBCARD Premier Credit Card — Rewards, Fees & Value
BOBCARD · rupay · entry
Best reward rate
1.3%
Annual fee
₹1,000
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 5 pts/₹100 on travel and dining spends
- 2 pts/₹100 on all other eligible spends
- Complimentary domestic airport lounge access
- RuPay network — UPI credit card support
- 1% fuel surcharge waiver (₹400–₹5,000, max ₹250/month)
- Annual fee ₹1,000 + GST
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Premier belongs in your stack.
FAQs
What is the reward rate on the Premier credit card?
The BOBCARD Premier Credit Card earns up to 1.3% effective value on dining & food delivery and 1.3% on travel & flights. Its base rate is about 0.5%.
What is the annual fee of the Premier?
The Premier has an annual fee of ₹1,000.
What is one Premier reward point worth?
On the Premier, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with BOBCARD.