Federal Bank Celesta Credit Card — Rewards, Fees & Value
Federal Bank · visa · mid
Best reward rate
1%
Annual fee
Nil
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- Lifetime free (limited period offer — verify current status)
- 4 pts/₹100 on travel, dining, international spends
- 2 pts/₹100 on other eligible spends
- Welcome: ₹600 Amazon Pay voucher on ₹10,000 spend in first 30 days
- Complimentary domestic lounge access
- 1% fuel surcharge waiver (₹400–₹5,000)
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Celesta belongs in your stack.
FAQs
What is the reward rate on the Celesta credit card?
The Federal Bank Celesta Credit Card earns up to 1% effective value on dining & food delivery and 1% on travel & flights. Its base rate is about 0.5%.
What is the annual fee of the Celesta?
The Celesta has no annual fee.
What is one Celesta reward point worth?
On the Celesta, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Federal Bank.