HDFC Bank MoneyBack+ Credit Card — Rewards, Fees & Value
HDFC Bank · visa · entry
Best reward rate
2%
Annual fee
₹500
Type
Cashback
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.
Transfer partners
Points can transfer to: statement credit.
Key benefits
- 2% cashback on dining, grocery, and online shopping
- 1% cashback on all other spends
- Fuel surcharge waiver
- Zero lost card liability
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the MoneyBack+ belongs in your stack.
FAQs
What is the reward rate on the MoneyBack+ credit card?
The HDFC Bank MoneyBack+ Credit Card earns up to 2% effective value on dining & food delivery and 2% on online shopping. Its base rate is about 1%.
What is the annual fee of the MoneyBack+?
The MoneyBack+ has an annual fee of ₹500, waived on annual spends of ₹50,000 or more.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with HDFC Bank.