HDFC Bank Swiggy Credit Card — Rewards, Fees & Value
HDFC Bank · visa · entry
Best reward rate
10%
Annual fee
₹500
Type
Cashback
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.
Transfer partners
Points can transfer to: statement credit.
Key benefits
- 10% cashback on Swiggy food, Instamart, Dineout — up to ₹1,500/month
- 5% cashback on online grocery and food delivery
- Free Swiggy One membership (3 months on joining)
- Lounge access (2 per quarter)
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Swiggy HDFC belongs in your stack.
FAQs
What is the reward rate on the Swiggy HDFC credit card?
The HDFC Bank Swiggy Credit Card earns up to 10% effective value on dining & food delivery and 5% on online shopping. Its base rate is about 1%.
What is the annual fee of the Swiggy HDFC?
The Swiggy HDFC has an annual fee of ₹500, waived on annual spends of ₹1,00,000 or more.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with HDFC Bank.