HSBC Live+ Credit Card — Rewards, Fees & Value
HSBC India · visa · premium
Best reward rate
10%
Annual fee
₹999
Type
Cashback
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.
Transfer partners
Points can transfer to: statement credit.
Key benefits
- 10% cashback on dining and food delivery — up to ₹1,000/month
- 5% cashback on grocery — up to ₹500/month
- 1.5% cashback on all other spends — unlimited
- Annual fee waiver on ₹2L annual spend
- Fuel surcharge waiver
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Live+ belongs in your stack.
FAQs
What is the reward rate on the Live+ credit card?
The HSBC Live+ Credit Card earns up to 10% effective value on dining & food delivery and 5% on groceries. Its base rate is about 1.5%.
What is the annual fee of the Live+?
The Live+ has an annual fee of ₹999, waived on annual spends of ₹2,00,000 or more.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with HSBC India.