HSBC Platinum Credit Card — Rewards, Fees & Value
HSBC India · visa · entry
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Transfer partners
Points can transfer to: amazon pay, flipkart, statement credit.
Key benefits
- No annual fee — lifetime free
- 2 reward points per ₹150 spent
- Redeem for gift vouchers, merchandise, or statement credit
- Fuel surcharge waiver
- Zero lost card liability
Calculate your exact points value, or let the Card Finder check whether the Platinum belongs in your stack.
FAQs
The HSBC Platinum Credit Card earns up to 0.6% effective value on dining & food delivery and 0.6% on online shopping. Its base rate is about 0.6%.
The Platinum has no annual fee.
On the Platinum, one point is worth up to about ₹0.3 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with HSBC India.