HSBC TravelOne Credit Card — Rewards, Fees & Value
HSBC India · visa · premium
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Transfer partners
Points can transfer to: singapore airlines krisflyer, british airways avios, air france flying blue, etihad guest, air india flying returns, marriott bonvoy, ihg one rewards, accor all.
Key benefits
- 4X reward points on travel spends (flights, hotels, OTAs, forex)
- 2X on all other spends
- 20 airline and hotel transfer partners — most in India
- Instant transfers via HSBC app
- 6 complimentary domestic lounge visits per year
- 4 complimentary international lounge visits per year via LoungeKey
Calculate your exact points value, or let the Card Finder check whether the TravelOne belongs in your stack.
FAQs
The HSBC TravelOne Credit Card earns up to 4% effective value on travel & flights and 2% on dining & food delivery. Its base rate is about 2%.
The TravelOne has an annual fee of ₹4,999, waived on annual spends of ₹8,00,000 or more.
On the TravelOne, one point is worth up to about ₹1 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with HSBC India.