ICICI Bank Emeralde Credit Card — Rewards, Fees & Value
ICICI Bank · mastercard · super premium
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Transfer partners
Points can transfer to: air india flying returns, marriott bonvoy.
Key benefits
- Unlimited domestic and international lounge access
- Golf privileges (unlimited rounds)
- Concierge service
- Luxury hotel benefits
- Travel insurance up to ₹3 crore
Calculate your exact points value, or let the Card Finder check whether the Emeralde belongs in your stack.
FAQs
The ICICI Bank Emeralde Credit Card earns up to 7.2% effective value on dining & food delivery and 7.2% on travel & flights. Its base rate is about 3.6%.
The Emeralde has an annual fee of ₹12,000.
On the Emeralde, one point is worth up to about ₹0.9 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with ICICI Bank.