ICICI Bank Platinum Chip Credit Card — Rewards, Fees & Value
ICICI Bank · visa · entry
Best reward rate
0.5%
Annual fee
Nil
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- Lifetime free — no joining or annual fee
- 2 Payback reward points per ₹100 on all spends
- 1% fuel surcharge waiver on HPCL transactions (₹400–₹4,000)
- Contactless payments enabled
- Basic credit building card
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Platinum Chip belongs in your stack.
FAQs
What is the reward rate on the Platinum Chip credit card?
The ICICI Bank Platinum Chip Credit Card earns up to 0.5% effective value on dining & food delivery and 0.5% on online shopping. Its base rate is about 0.5%.
What is the annual fee of the Platinum Chip?
The Platinum Chip has no annual fee.
What is one Platinum Chip reward point worth?
On the Platinum Chip, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with ICICI Bank.