ICICI Bank Rubyx Credit Card — Rewards, Fees & Value
ICICI Bank · mastercard · mid
Best reward rate
0.5%
Annual fee
₹3,000
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 2 reward points per ₹100 on all spends
- Buy 1 Get 1 movie tickets on BookMyShow (2×/month on ₹25,000 quarterly spend)
- Complimentary domestic lounge access (per quarter)
- Annual fee ₹3,000 — no waiver
- Transportation reward cap ₹20,000/month (from Feb 2026)
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Rubyx belongs in your stack.
FAQs
What is the reward rate on the Rubyx credit card?
The ICICI Bank Rubyx Credit Card earns up to 0.5% effective value on dining & food delivery and 0.5% on online shopping. Its base rate is about 0.5%.
What is the annual fee of the Rubyx?
The Rubyx has an annual fee of ₹3,000.
What is one Rubyx reward point worth?
On the Rubyx, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with ICICI Bank.