ICICI Bank Sapphiro Credit Card — Rewards, Fees & Value
ICICI Bank · visa · premium
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Transfer partners
Points can transfer to: air india flying returns, marriott bonvoy.
Key benefits
- Domestic lounge access (6 per year)
- International lounge access (3 per year)
- Golf privileges (2 per month)
- Comprehensive travel insurance
Calculate your exact points value, or let the Card Finder check whether the Sapphiro belongs in your stack.
FAQs
The ICICI Bank Sapphiro Credit Card earns up to 4.5% effective value on dining & food delivery and 4.5% on travel & flights. Its base rate is about 1.5%.
The Sapphiro has an annual fee of ₹3,500, waived on annual spends of ₹4,00,000 or more.
On the Sapphiro, one point is worth up to about ₹0.75 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with ICICI Bank.