IDFC FIRST Power Plus Credit Card — Rewards, Fees & Value
rupay · entry
Best reward rate
1.5%
Annual fee
Nil
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- Lifetime free — no joining or annual fee
- 6X reward points on fuel spends
- 3X on all other spends
- 1% fuel surcharge waiver
- RuPay network — UPI credit card payments enabled
- BPCL tie-up — accelerated fuel rewards
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Power Plus belongs in your stack.
FAQs
What is the reward rate on the Power Plus credit card?
The IDFC FIRST Power Plus Credit Card earns up to 1.5% effective value on fuel and 0.8% on dining & food delivery. Its base rate is about 0.8%.
What is the annual fee of the Power Plus?
The Power Plus has no annual fee.
What is one Power Plus reward point worth?
On the Power Plus, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with the issuer.