IndusInd Bank Pinnacle World Credit Card — Rewards, Fees & Value

IndusInd Bank · mastercard · premium

Best reward rate

1.9%

Annual fee

Nil

Type

Reward points

Point value (best)

₹0.75

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.

Dining & food delivery1.9%

Online shopping1.9%

Groceries1.9%

Travel & flights1.1%

Utilities & bills0.5%

Transfer partners

Points can transfer to: singapore airlines krisflyer.

Key benefits

Rs.15,000 one-time joining fee offset by welcome gift vouchers (Oberoi/Montblanc etc.); NO annual fee from year 2
2.5 RP/Rs.100 on online spends with no brand restriction
Buy-1-Get-1 BookMyShow tickets, up to 3/month (free ticket capped Rs.200)
1 complimentary international lounge visit per quarter (Priority Pass) + domestic via Travel Plus
Complimentary golf access
Air accident cover up to Rs.25 lakh

See what this card is worth for your spending

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FAQs

What is the reward rate on the Pinnacle credit card?

The IndusInd Bank Pinnacle World Credit Card earns up to 1.9% effective value on dining & food delivery and 1.9% on online shopping. Its base rate is about 0.8%.

What is the annual fee of the Pinnacle?

The Pinnacle has no annual fee.

What is one Pinnacle reward point worth?

On the Pinnacle, one point is worth up to about ₹0.75 via its best redemption, or around ₹0.75 as cashback.

Reward data last verified 2026-06-17. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with IndusInd Bank.