Kotak Mahindra Bank Mojo Platinum Credit Card — Rewards, Fees & Value
Kotak Mahindra Bank · visa · mid
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 2.5 Mojo points/Rs.100 on online spends (uncapped); 1 point/Rs.100 on others
- Milestone: 2,500 Mojo points/quarter on Rs.75,000 quarterly spend (1st year only)
- Complimentary domestic airport lounge access
- Railway surcharge waiver (~1.8–2.5%) + 1% fuel surcharge waiver (Rs.500–3,000)
- Joining fee Rs.1,000 waived on Rs.30,000 spend in 90 days; annual fee waived on Rs.1L/year
Calculate your exact points value, or let the Card Finder check whether the Mojo Platinum belongs in your stack.
FAQs
The Kotak Mahindra Bank Mojo Platinum Credit Card earns up to 1% effective value on dining & food delivery and 1% on online shopping. Its base rate is about 0.4%.
The Mojo Platinum has an annual fee of ₹1,000, waived on annual spends of ₹1,00,000 or more.
On the Mojo Platinum, one point is worth up to about ₹0.4 via its best redemption, or around ₹0.4 as cashback.
No — the Kotak Mahindra Bank Mojo Platinum Credit Card has been discontinued for new applicants. Existing holders may still use it. Use the RewardsAI Card Finder for current alternatives.
Reward data last verified 2026-06-17. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Kotak Mahindra Bank.