Kotak Mahindra Bank White Reserve Credit Card — Rewards, Fees & Value
Kotak Mahindra Bank · visa · super premium
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- Unlimited complimentary domestic lounge access
- Unlimited complimentary international lounge access
- Complimentary Business Class upgrade on select flights
- Priority Pass membership
- Dedicated relationship manager
- Golf access worldwide
Calculate your exact points value, or let the Card Finder check whether the White Reserve belongs in your stack.
FAQs
The Kotak Mahindra Bank White Reserve Credit Card earns up to 5% effective value on dining & food delivery and 5% on online shopping. Its base rate is about 5%.
The White Reserve has an annual fee of ₹12,500.
On the White Reserve, one point is worth up to about ₹1 via its best redemption, or around ₹1 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Kotak Mahindra Bank.