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SBI Card AURUM — Rewards, Fees & Value

SBI Cards · visa · super premium

Best reward rate
9%
Annual fee
₹9,999
Type
Reward points
Point value (best)
₹0.9

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.

Travel & flights9%
Dining & food delivery4.5%
Online shopping1.8%
Groceries1.8%
Utilities & bills1.8%

Transfer partners

Points can transfer to: air india flying returns, marriott bonvoy.

Key benefits

See what this card is worth for your spending

Calculate your exact points value, or let the Card Finder check whether the Aurum belongs in your stack.

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FAQs

What is the reward rate on the Aurum credit card?

The SBI Card AURUM earns up to 9% effective value on travel & flights and 4.5% on dining & food delivery. Its base rate is about 1.8%.

What is the annual fee of the Aurum?

The Aurum has an annual fee of ₹9,999.

What is one Aurum reward point worth?

On the Aurum, one point is worth up to about ₹0.9 via its best redemption, or around ₹0.25 as cashback.

Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with SBI Cards.