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SBI Card PRIME — Rewards, Fees & Value

SBI Cards · visa · premium

Best reward rate
6.5%
Annual fee
₹2,999
Type
Reward points
Point value (best)
₹0.65

Reward rate by category

Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.

Travel & flights6.5%
Dining & food delivery3.3%
Online shopping1.3%
Groceries1.3%
Utilities & bills1.3%

Transfer partners

Points can transfer to: air india flying returns.

Key benefits

See what this card is worth for your spending

Calculate your exact points value, or let the Card Finder check whether the Prime belongs in your stack.

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FAQs

What is the reward rate on the Prime credit card?

The SBI Card PRIME earns up to 6.5% effective value on travel & flights and 3.3% on dining & food delivery. Its base rate is about 1.3%.

What is the annual fee of the Prime?

The Prime has an annual fee of ₹2,999, waived on annual spends of ₹3,00,000 or more.

What is one Prime reward point worth?

On the Prime, one point is worth up to about ₹0.65 via its best redemption, or around ₹0.25 as cashback.

Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with SBI Cards.