SBI Cashback Credit Card — Rewards, Fees & Value
SBI Cards · visa · mid
Best reward rate
5%
Annual fee
₹999
Type
Cashback
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Direct cashback.
Transfer partners
Points can transfer to: statement credit.
Key benefits
- 5% cashback on all online transactions — no merchant restriction
- 1% on offline spends
- Auto-credit to statement — no minimum redemption amount
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Cashback belongs in your stack.
FAQs
What is the reward rate on the Cashback credit card?
The SBI Cashback Credit Card earns up to 5% effective value on dining & food delivery and 5% on online shopping. Its base rate is about 1%.
What is the annual fee of the Cashback?
The Cashback has an annual fee of ₹999, waived on annual spends of ₹2,00,000 or more.
Reward data last verified 2026-06-01. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with SBI Cards.