SBI Pulse Credit Card — Rewards, Fees & Value
SBI Cards · visa · mid
Best reward rate
0.5%
Annual fee
₹1,499
Type
Reward points
Point value (best)
₹0.25
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 2X reward points on all spends
- Complimentary Cult.fit Live membership (1 year)
- Complimentary Noise ColorFit Pro 4 smartwatch on card activation
- Complimentary domestic lounge access (4 per year)
- Annual fee waiver on ₹2L spend
- 1% fuel surcharge waiver
See what this card is worth for your spending
Calculate your exact points value, or let the Card Finder check whether the Pulse belongs in your stack.
FAQs
What is the reward rate on the Pulse credit card?
The SBI Pulse Credit Card earns up to 0.5% effective value on dining & food delivery and 0.5% on online shopping. Its base rate is about 0.5%.
What is the annual fee of the Pulse?
The Pulse has an annual fee of ₹1,499, waived on annual spends of ₹2,00,000 or more.
What is one Pulse reward point worth?
On the Pulse, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with SBI Cards.