SBI SimplySAVE Credit Card — Rewards, Fees & Value
SBI Cards · visa · entry
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 10X reward points on dining, movies, grocery, departmental stores
- 1 reward point per ₹150 on all other spends
- Welcome benefit: 2,000 reward points on spending ₹2,000 in first 60 days
- Annual fee waiver on ₹1L spend
- 1% fuel surcharge waiver (₹500–₹3,000 transactions, max ₹100/month)
Calculate your exact points value, or let the Card Finder check whether the SimplySAVE belongs in your stack.
FAQs
The SBI SimplySAVE Credit Card earns up to 2.5% effective value on dining & food delivery and 2.5% on online shopping. Its base rate is about 0.3%.
The SimplySAVE has an annual fee of ₹499, waived on annual spends of ₹1,00,000 or more.
On the SimplySAVE, one point is worth up to about ₹0.25 via its best redemption, or around ₹0.25 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with SBI Cards.