Standard Chartered Rewards Credit Card — Rewards, Fees & Value
Standard Chartered · visa · entry
Reward rate by category
Effective value back per ₹100 spent, after our cap-aware audit. Points valued at best redemption.
Key benefits
- 4 reward points per ₹150 on eligible spends (~2.67% at ₹1/pt)
- 2 pts per ₹150 on utilities and grocery
- Annual fee waived on ₹1.5L spend
- Redeem via SC 360° Rewards portal
Calculate your exact points value, or let the Card Finder check whether the Rewards belongs in your stack.
FAQs
The Standard Chartered Rewards Credit Card earns up to 4% effective value on dining & food delivery and 4% on online shopping. Its base rate is about 4%.
The Rewards has an annual fee of ₹1,000, waived on annual spends of ₹1,50,000 or more.
On the Rewards, one point is worth up to about ₹1 via its best redemption, or around ₹1 as cashback.
Reward data last verified 2026-06-16. Rates and fees change frequently — always confirm on the issuer's website before applying. RewardsAI is an independent tool and not affiliated with Standard Chartered.